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Money Moves Activity Book, manuscript cover

Everyday money

Money Moves Activity Book

Everyday Money Decisions, Coloring Scenes, and Worksheets for Your First Years of Adulthood

By Jon Orozco

A friendly, non-preachy way to practice everyday money decisions and keep simple records.

In development

This title is being developed. The sample below introduces the current manuscript; release details may change.

Try a sample situation

Who this is for

Young adults and first-job starters learning everyday money decisions, and the people who gift them a calm start.

Young adults face pay stubs, cards, leases and loans with no practice and no plain-language guide.

The current manuscript includes 20 practice situations, reflective coloring plates, and 16 practical tools.

The practice inside

  1. 01Banking and Budgets

    Where money lands and where it goes. This part covers pay stubs, accounts, budgets, subscriptions, and your safety net.

  2. 02Credit and Debt

    Borrowed money has rules. This part covers credit reports, card offers, paying debt down, loan letters, and lending to friends.

  3. 03Big Purchases

    Rent, cars, insurance, sales, and moving. This part covers the choices that cost the most.

  4. 04Future You

    Small habits compound. This part covers retirement basics, taxes, goals, scams, and money talks.

A situation from the manuscript

Your first real paycheck

The deposit is smaller than you expected. Taxes and benefits took a bite.

Check what you can find on your pay stub.

  1. Gross pay.
  2. Taxes taken out.
  3. Benefit deductions.
  4. Retirement contributions, if any.
  5. Net pay, the take-home amount.
Make your call, then read the field note

Learn to read your pay stub once. Everything else gets easier.

Try this next: Find your last pay stub and circle each line.

Practice with fictional details. This excerpt offers general education, not legal, financial, or clinical advice. Use approved workplace processes and qualified support for real cases.

Tools you can return to

  • Your first money year
  • Monthly budget (example)
  • Pay stub checklist
  • Subscriptions I pay for
  • Buy it, wait, or skip it?
  • My debts in one place
  • Weekly money check-in
  • Twelve weeks of money habits
  • Net worth snapshot
  • Renting and moving checklist
  • Big purchase compare
  • Adult money bingo
  • Tax folder checklist
  • Money talk builder
  • Goals and dates
  • Next year money plan

Put the practice to work

Use one situation for individual reflection or a manager discussion. Compare your first response with the field note, then choose one change to try in the following week.

Discuss a team learning session →

A book supports practice. For an active workplace issue, follow your organization’s process and seek appropriate professional guidance.

Keep exploring

Write It Down

Write a factual record someone else can understand, with the employee’s account and a clear next step.

Solo HR

Triage competing cases, make the queue visible, and give each next action an owner and a date.

Promoted Over Your Peers

Practice the shift from coworker to supervisor without turning friendship into favoritism.